When you think about effective management strategy for operational success, you think of People, Process and Technology. The latter (Technology) is not the problem in generating value in the AI field - it's mostly solved. It's the People and Process part that is challenging in an already existing business. In this talk, we will discuss how to think about generating value for the business in the banking world, how to effectively identify AI opportunities that don't disrupt the business but add value. It's not always the most complex things that can give your business quick wins.